Like many natural disasters, a flash flood can take you by surprise. Though weather services can often predict a flood, it's crucial to be prepared so that you protect yourselves and your property without panic. Here are some ways you can prepare for the possibility of a flood:
Get Flood Insurance
Flood damage is not included in most traditional homeowners insurance policies. If your home is in an area prone to floods, you can get financial peace of mind by purchasing a separate flood policy. Most flood insurance will cover the costs of repairs to your home and any personal belongings lost or damaged by a flood. Some policies also include a stipend for temporary lodging and preparedness supplies.
Understand Your Risk
Floods are more of a risk in some regions than others. However, flash floods can occur even in areas without a lot of rainfall. Because every location is different, research the flood risk where you live to get a sense of how prepared you should be. Consult your community's flood map to determine your risk and better understand the surrounding area.
Create a Household Inventory
Creating a thorough list of your household belongings is a common recommendation for insurance purposes, but can also help you regardless of a flood. Make a note of valuables, furniture, home electronics and any personal items that you would want to protect in the event of an emergency. This is also an excellent opportunity to protect important documents, either by making backup copies or by storing them in a water-tight container.
Have a Plan
Gather with your family or housemates and discuss an emergency plan. Create a "go" bag with essential items and first aid that you can grab in a hurry. If you have pets, make sure any leashes or carriers are somewhere you can access quickly. The more prepared you are for a flash flood, the safer you and your property will be.
About the Author
Amie Lindwall-Belile
As your real estate professional, Amie has an extensive knowledge of the local real estate market to meet your needs. Born and raised in Fairfield County she understands the true value of this area. If your money’s involved, then the stakes are high. You can have confidence that Amie will get the job done. Licensed in 2004, she won her office’s Rookie of the Year award. Since then, she has been recognized as a multi-million dollar producer, an Honor Society member, Agent of the Month on numerous occasions and has received various other awards for her successes.
Having graduated from Southern Connecticut State University with a B.S. in Communications focusing on technology, she is able to provide her clients with the most comprehensive cutting edge services and tools. She is the co-founder of an organization close to her heart, The Dennis Lindwall Foundation, running annual events to raise money for pediatric cancer related causes. Over the years, the Dennis Lindwall Foundation has donated more than $100,000 to these charities.
Whether you are buying or selling a home in Fairfield County, you can rest assured that she will work very hard for you. With Amie, you will get the professional yet personalized care that you deserve. Take the first step into this exciting process, with Amie Lindwall-Belile.
